In today’s fast-paced market, staying informed about the latest real estate news isn’t just smart, but essential. Whether you’re buying, selling, or advising, staying up-to-date empowers you to make informed decisions and stay ahead of industry trends.

Today, we’re diving into topics that matter. We explore how flexible VA loans can open doors even with bad credit, reveal the common hiccups found during home inspections, and share practical tips to refresh your hardwood floors. Additionally, we provide key insights for new agents on how to handle appraisals like a pro.

Let’s get started on this journey to stay informed, confident, and ahead of the curve in real estate.

Real Estate June 2025

Real Estate June 2025

A Smart Guide to Duplex Living with an FHA Loan

Ever thought about buying a duplex with an FHA loan? This article by Luke Skar explains how an FHA loan can help you get into a multi-family property even if you’re new to homeownership.

It breaks down the extra requirements compared to buying a single-family home. You learn about income and credit score needs, plus the twist on down payments and co-borrowers.

There’s also a look at closing costs. You’ll see how fees from appraisers to insurers can add up, but sometimes they can even be rolled into your loan.

Then, it gets real about being a landlord. Rental income can help cover your mortgage, but you’ll need a cushion for those inevitable vacancy gaps and tenant surprises.

It also covers must-follow FHA rules. These include living in the property for at least a year, paying mortgage insurance, and maintaining regular inspections.

This guide offers a clear and straightforward look at securing a duplex. With careful planning and the correct information, you can turn potential challenges into a wise investment move.

The Perfect Number of Homes to See When House Hunting

House hunting should be an exciting experience, not an overwhelming one. This article by Paul Sian reminds you to start by being clear on what you need in a home and the right neighborhood to match.

Begin with the basics. Think about whether you need more room for a growing family, a location near key amenities, or a cozy, smaller space for downsizing. A little homework up front saves a lot of time later.

When it comes to touring homes, less is often more. Limiting yourself to a few showings in one day helps you avoid decision fatigue. This way, each property gets the attention it deserves.

A few notes and snapshots can go a long way. They help you remember what you liked without getting bogged down by details and excess pictures.

Ultimately, quality prevails over quantity. A focused, thoughtful home tour puts you in a better position to spot that perfect match without the stress of a marathon day. Enjoy the hunt, and trust that your ideal home is waiting just around the corner.

A Quick Sellers Guide to the Clear Cooperation Policy

If you’re selling your home, this article by Joe Boylan about the Clear Cooperation Policy ensures your listing is shared with every agent within one business day once you start public marketing. This means maximum exposure and a fair shot at competitive offers.

The policy gives you choices. You can opt for a traditional MLS listing for maximum exposure, choose an office-exclusive listing for privacy, or consider a delayed marketing option that holds public advertising for a specified period.

Worried about losing control? Don’t be. You still decide your marketing approach by discussing your needs, timeline, and local market trends with your agent.

Ultimately, this policy is centered on transparency and choice. With clear options and informed consent, you can choose what works best for you and make the most of your home sale.

Quick Tips to Bring Back the Shine in Your Hardwood Floors

Your hardwood floors may have lost their luster due to everyday wear, dirt, and foot traffic. In this article by Tammy Emineth, she discusses how a little care for your hardwood floors can bring them back to life and make your home look fresh again.

Imagine giving your floor a deep, thorough clean. Clear out the furniture, sweep away the dust, and use a cleaner specifically designed for hardwood floors. A tiny bit of elbow grease now can save you from a dull look later.

For floors in need of extra love, a fresh top coat or a gentle buff and polish can work wonders. When things get rough, hiring a pro to sand and refinish might be the best call.

A few smart habits, such as using furniture pads and wiping your shoes at the door, can help maintain that shine for as long as possible. With these easy moves, your hardwood will look as inviting as ever.

Home Inspection 101: 14 Common Issues Uncovered

In this article by Michelle Gibson, she discusses how a home inspection provides a clear view of a house’s condition. It checks key systems like roofs, plumbing, electrical, and HVAC.

Inspectors often spot details you might miss during a showing. They find things like dirty AC coils, missing anti-tip brackets, and stuck windows.

Roof problems, such as broken tiles and leaks, are common too. Other issues include wood rot, loose toilets, and insufficient attic insulation.

These findings help you decide whether to request repairs, negotiate a credit, or move forward. They’re not always dealbreakers, but are vital to know.

With clear guidance from your real estate agent, you can handle these issues confidently. An inspection isn’t about the home being perfect; it’s about making an informed decision.

As a home seller, it can be smart to have a home inspection checklist and make necessary repairs before listing the property for sale.

Answering Appraisal Questions: A New Agent’s Guide – Part 3

Appraisals can make or break a deal. Tom Horn explains as a new agent, understanding appraisals is key.

Buyers see appraisals as a safeguard against overpaying. If a report comes in low, they may need to renegotiate, boost their down payment, or even reconsider the purchase.

Sellers worry if their home will appraise at the listed price. They often ask if upgrades can boost the value. Explaining that appraisals depend on market comps and conditions eases their concerns.

Knowing appraisal lingo makes you more confident. Terms like market value, comps, adjustments, cost approach, and USPAP demonstrate your expertise and professionalism in determining home values.

Clear communication with appraisers and clients is essential. When you simplify these details, you build trust and credibility.

Your expertise turns appraisal challenges into smooth transactions. This knowledge enables you to guide your clients effectively through the appraisal process.

Your Quick Guide to VA Loans with Bad Credit

If you’re a veteran or active service member with a low credit score, VA loans can still help you buy a home. Eric Jeanette explains how the VA sets no minimum score, and some lenders work with scores as low as 500 if you have strong compensating factors.

Basic requirements include being an eligible veteran or spouse and using the home as your primary residence. Plus, no down payment is needed.

Many lenders set a minimum score of 620, using their overlays. These might include stricter debt-to-income ratios or higher cash reserve demands.

Even if you’ve faced bankruptcy or foreclosure, waiting periods apply. Options still exist if you have steady income, low DTI, and a good payment history.

Overall, VA loans offer flexible terms and a pathway to homeownership, even for those with credit challenges.

Final Thoughts

Real estate is a dynamic puzzle. Every piece of news and advice is a tool to help you solve it.

The real triumph lies in utilizing these insights to remain agile, make informed decisions, and carve out your distinct competitive advantage in the market.

Keep learning, stay curious, and let each new piece of information empower you to lead with confidence on your real estate journey.

PREVIOUS REAL ESTATE ROUNDUPS

Luke Skar About the author: Luke Skar isn’t just a 20+ year veteran of the mortgage industry—he’s your guide through the labyrinth of lending and real estate with an insider’s wit and wisdom. With decades of hands-on experience, Luke has mastered the art of reading market trends and translating complex jargon into straightforward language that provides everyone, from first-time buyers to seasoned agents, a clear path forward.

Through his engaging mortgage blog, dynamic websites, and lively social media presence, Luke passionately shares actionable insights that demystify the home-buying process and empower his community. He’s on a mission to ensure that every real estate transaction is backed by solid facts and delivered with a touch of humor, making the journey as rewarding as the destination.