From the category archives:

Mortgages

FHA Loans V.S a Conventional Loan

April 22, 2010

I am excited to announce guest blogger Michael Dunsky from Guaranteed Rate Mortgages who will be covering some of the great benefits to FHA financing. Michael has been one of my preferred loan officers for years and always does an outstanding job with his clients. Check out Mike’s terrific article on FHA Loans v.s conventional [...]

20 comments Read the full article →

FICO Credit Scores and Increasing Your Creditworthiness

March 29, 2010

How to increase a credit score Credit scores are one of the largest factors that lenders use in evaluating whether or not to lend money to a borrower. Credit scores are designed to measure the risk of someone defaulting by taking into account various factors in a person’s financial history. If you are considering purchasing [...]

26 comments Read the full article →

Tax Deductions to Remember When Buying a Home

March 8, 2010

When you are getting a mortgage to purchase a home, there are certain deductions that the IRS allows that are well worth remembering come tax time in April. The following is a list of  some of the deductions that many people forget about when buying a home: POINTS Points on a home loan are tax [...]

24 comments Read the full article →

When to Lock a Mortgage Interest Rate

February 22, 2010

A mortgage rate lock is a lenders promise to hold an interest rate for a certain amount of time. Of course when you are looking for a mortgage most want to make sure they are getting themselves the best deal possible. In evaluating various proposals from different lenders, you should be looking at the interest [...]

10 comments Read the full article →

When to Pay Points on a Mortgage Loan

February 18, 2010

Working as a Massachusetts Realtor for the past twenty four years one of the more common questions a buyer will ask me is if they should pay points on their loan. My answer always is the same…IT DEPENDS! The reason why you would pay for points on a loan is to get a lower interest [...]

8 comments Read the full article →

Next Entries →